Summary of Cover
Single and annual multi trip policies
This is a summary of cover only. All cover limits are per insured person and up to the maximum benefit level shown. Claims under most sections of the policy will be subject to an excess. Please carefully check the cover table contained in the policy wording to ensure the policy you select fully meets your needs.
For a summary of our backpacker policy cover click here.
| Section | Economy | Classic | Standard | Premier |
| Standard Excess | £50 | £50 | £50 | £50 |
| COVID-19 See Details |
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| Cancellation and Curtailment | Up to £750 | Up to £2,000 | Up to £3,000 | Up to £5,000 |
| Medical Expenses | Up to £10,000,000 | Up to £10,000,000 | Up to £10,000,000 | Up to £10,000,000 |
| Travel Delay | £10 per 12 hours up to £60 | £15 per 12 hours up to £150 | £20 per 12 hours up to £200 | £35 per 12 hours up to £350 |
| Baggage | Up to £500 | Up to £1,000 | Up to £1,500 | Up to £2,000 |
| Money | Up to £100 | Up to £250 | Up to £400 | Up to £400 |
| Personal Liability | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 | Up to £2,000,000 |
| Personal Accident | Up to £10,000 | Up to £10,000 | Up to £20,000 | Up to £20,000 |
| Legal Expenses | Up to £50,000 | Up to £50,000 | Up to £50,000 | Up to £50,000 |
Backpacker policies
This is a summary of cover only. All cover limits are per insured person and up to the maximum benefit level shown. Claims under most sections of the policy will be subject to an excess. Please carefully check the cover table contained in the policy wording to ensure the policy you select fully meets your needs.
| Section | Bronze Backpacker | Silver Backpacker | Gold Backpacker |
| Standard Excess | £50 | £50 | £50 |
| COVID-19 See Details |
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| Cancellation and Curtailment | Up to £750 | Up to £2,000 | Up to £4,000 |
| Medical Expenses | Up to £10,000,000 | Up to £10,000,000 | Up to £10,000,000 |
| Travel Delay | £20 per 12 hours up to £100 | £20 per 12 hours up to £100 | £25 per 12 hours up to £150 |
| Baggage | Up to £500 | Up to £1,000 | Up to £2,000 |
| Money | Up to £200 | Up to £300 | Up to £400 |
| Personal Liability | Up to £1,000,000 | Up to £1,000,000 | Up to £1,000,000 |
| Personal Accident | Up to £10,000 | Up to £10,000 | Up to £10,000 |
| Legal Expenses | Up to £10,000 | Up to £10,000 | Up to £10,000 |